A car accident, wreck, or crash can happen to anyone at anytime. In addition to being a stressful experience, a car accident can cause serious injuries or even fatalities in tragic cases. If you have suffered personal injury in a serious car accident in Florida, you need a reliable car accident lawyer to help you navigate the complex and confusing auto insurance laws of the state.

Florida’s Auto Insurance Laws and Statistics
At the end of 2019, Florida was ranked as the fourth worst state to drive in, with only 73.3% of drivers having insurance, the lowest rate in the nation. This statistic doesn’t even account for under-insured drivers. Florida has some unique and confusing auto insurance laws that make it difficult for individuals to recover and heal after an accident. If you have already dealt with an adjuster from an insurance company, you know how frustrating and time-consuming it can be.

Why You Need a Florida Bar Board Certified Car Accident Attorney
Auto insurance companies are massive and intimidating entities that can be challenging to deal with, especially when you’re trying to recover from a car accident. That’s why you need an experienced, local car accident lawyer who is easy to reach and isn’t afraid to take on the insurance companies in court. Attorneys Mike McLeod and Randy Thompson have decades of experience dealing with car accidents and auto insurance companies. They specialize in personal injury cases resulting from car accidents and are very familiar with Florida’s auto insurance laws.

Understanding Florida’s Auto Insurance Laws
Florida has three types of auto insurance coverage:

• Bodily Injury Liability (BI): This type of insurance is not specifically required, but most Florida drivers carry it.

• Personal Injury Protection (PIP): Provides $10,000 of coverage regardless of fault.

• Uninsured Motorist or Underinsured Motorist Coverage (UM): This is optional coverage that protects you from a driver with no insurance or not enough insurance to cover your injuries and expenses. With U.M., your car accident lawyer can pursue your own auto insurance company to compensate you for your injuries. We highly recommend every Florida driver carry U.M. coverage. If you have any questions about auto insurance, call us at (850) 444-4444. We’re here to help.

Auto Insurance Questions (FAQ)
Receiving a recovery from an auto insurance company can be confusing and difficult. That’s why we recommend calling the car accident lawyers at McLeod & Thompson. Let us battle the auto insurance company while you focus on recovering. We have decades of experience with vehicle accidents and their resulting injuries. Mike McLeod and Randy Thompson know when an auto insurance company is trying to reduce or minimize your claim by implying that you are manufacturing or falsifying your injuries, saying that your injuries were pre-existing, or stating that your medical treatment was exaggerated or unreasonable. They have the victories to prove it.

Contact Us Today for a Free Consultation
A car accident can be overwhelming, but you don’t have to face the aftermath alone. Call us today for a free consultation. There is no fee of any kind unless we make a recovery in your case. Contact car accident lawyers McLeod & Thompson today. Let them take care of your accident injury claim.