Motorcycle accidents can result in serious injuries and life-altering consequences. Yet despite the high risks riders face, motorcycle accident claims are often undervalued by insurance companies. This can leave victims without the compensation they truly need to recover and rebuild. Understanding why these claims are underestimated is essential to protecting your rights.
Why Motorcycle Accident Claims Are Often Undervalued
1. Bias Against Riders
Motorcyclists often face unfair stereotypes. Insurance adjusters and even juries may view riders as reckless or inherently at fault, even when another party is clearly responsible for the accident. These biases can reduce the perceived value of a legitimate injury claim.
2. Serious Injuries with Complex Costs
Motorcycle accidents frequently lead to catastrophic injuries, including traumatic brain injuries, spinal damage and severe road rash. These require extensive medical treatment and long-term care. However, insurance companies often fail to fully account for future expenses, pain and suffering or lost earning capacity.
3. Quick Settlement Pressure
Insurers may offer a lowball settlement early in the process, hoping victims will accept before realizing the full extent of their injuries. These initial offers rarely reflect the true cost of recovery. Having experienced legal representation can make a significant difference.
4. Comparative Fault Issues
In states like Florida, comparative negligence laws can impact your claim. If you are found partially at fault, your compensation could be reduced. Insurance companies often use this as a tactic to undervalue or deny claims.
How to Fight Back and Get the Compensation You Deserve
1. Hire a Motorcycle Accident Attorney
An attorney experienced in motorcycle accident cases understands the legal nuances involved and how to challenge unfair biases. At McLeod & Thompson, our team aggressively fights to ensure that clients receive full and fair compensation.
2. Document Everything
Gather all medical records, accident reports, photos and witness statements. Documentation strengthens your case and counters any attempt to downplay your injuries or shift blame.
3. Don’t Accept the First Offer
Never settle without consulting a legal expert. Initial offers are often far below what you’re entitled to. Our firm has a strong track record of successful outcomes, as shown on our Settlements and Verdicts page.
4. Know Your Advocates
Attorneys Mike McLeod and Randy Thompson bring decades of combined experience to every case they handle. They understand the physical, emotional and financial toll a motorcycle accident can take.
Choosing the right attorneys matters. At McLeod &Thompson LLP, we are committed to helping injured riders across Florida recover the compensation they deserve. We offer compassionate, personalized legal support and are always ready to take on insurance companies that undervalue your claim.
If you or a loved one has been injured in a motorcycle accident, don’t wait. Contact us today for a free consultation and take the first step toward justice.